Creditspring was founded by two former bankers with a mission to provide alternatives to payday loans. The company says it aims to make borrowing easier, safer and cheaper for those who might otherwise use such payday-style products. Its loans don’t carry interest but the company makes its money by charging membership fees.

To borrow from a credit spring 2nd loan, you must become a member and pass credit and affordability checks. The company also reports members’ repayment performance to credit agencies. It’s possible to join with a CCJ on your record, but you must be able to prove that it has been paid off in full.

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Once you’re a member, you can borrow twice per year. The loan amount will depend on the tier you’re in. For example, the core tier lets you borrow up to 250 pounds, while the plus tier allows you to borrow twice that amount. You’ll pay back each loan in six monthly payments. Creditspring claims this works out at less than 1/6th the cost of a payday loan.

If you’re interested in joining, you can check your eligibility via the Creditspring website. You’ll need to provide your name, address and income details. You’ll also need to agree to a hard credit check. The application process is quick and easy, and you can get in touch with Customer Support by telephone or online form at a time that suits you. You can also raise general enquiries, payment queries or complaints online.

Buying a house is a big decision that takes a lot of thought and effort. Whether you are looking to buy your first home or a property investment, a building and pest inspection is a must before you sign a deal.

What does a building inspection cover in Victoria?

Building and pest inspection melbourne is a thorough examination that will help you make an informed buying decision, providing peace of mind about the structure you are considering purchasing. It enables you to determine the condition of the building and also gives you an idea of any potential issues that might occur in the future.

A thorough building and pest inspection can uncover hidden problems that you may have missed when viewing the property yourself or the agent has pointed out to you. This can save you time, money and stress when you finally decide to purchase the property.

Termites can destroy the structural integrity of your home and it is extremely important to take action before they become a serious issue that could affect your life and the lives of those around you. VIP Pest Control provides termite protection and termite inspections in the Melbourne area to prevent these timber pests from destroying your building.

You can use a pre-purchase building and pest inspection report as leverage in the sale of your home. It can highlight any defects that the buyer might have overlooked and provide them with an opportunity to negotiate a lower price. This can be a great way to sell your property quickly and at the best possible price.